Need urgent funds but don’t want to close your Fixed or Recurring Deposit? With Loan Against Deposit from RArvindam Nidhi Limited, you can borrow money by using your existing deposit as collateral—without losing the benefits of your investment. It’s a smart way to access liquidity while your deposit continues to earn interest.
Key Features
Instant Loan Disbursement
Get funds quickly with minimal paperwork and fast processing.
Continued Interest Earnings
Your deposit continues to earn interest even after availing the loan.
Attractive Interest Rates
Lower interest rates compared to regular personal loans.
Flexible Repayment Options
Convenient repayment plans tailored to your financial situation.
Benefits of RArvindam Loan Against Deposit
💼 Smart Financing Option – Use your deposit to unlock funds in times of need.
🔄 Loan Amount Based on Deposit Value – Borrow up to a certain percentage of your FD/RD amount.
🧾 Simple Documentation – Easy process with no credit checks or income proof required.
🤝 Member-Focused Service – Transparent terms and personalized support.
How to Apply
Visit your nearest RArvindam Nidhi Limited branch.
Submit your FD/RD details along with the required documents.
Choose your loan amount and repayment term.
Get your loan approved and disbursed quickly!
Eligibility Criteria
Must be a member of RArvindam Nidhi Limited
Must hold an active Fixed Deposit (FD) or Recurring Deposit (RD) with RArvindam
Completion of basic documentation process
Documents Required
PAN Card
Aadhaar Card or valid ID/address proof
Original FD/RD receipt or certificate
Duly filled loan application form